The average life expectancy for seniors is expected to rise considerably by the year 2031, which means aging adults and their families need to keep longevity in mind when arranging for in-home care. Planning ahead of time can help you make sound decisions pertaining to your senior loved one’s long-term home care, and these are 4 of the most essential steps you’ll need to take.
1. Decide on the Living Situation
Your loved one will need to know where he or she is going to live after retirement. Aging in place may be a good option if he or she is healthy enough to live independently. However, your parent may need to move in with you or other family members if he or she is managing a serious health condition. When choosing where your loved one will live, ask yourself these questions:
- What is the condition of the home?
- Can the home can be modified with wheelchair ramps or other equipment?
- Is the community ideal for seniors?
- Are there in-home care agencies and professional caregivers in the area?
One of the most challenging tasks of helping an elderly relative age in place safely and comfortably is researching agencies that provide home care. Kingwood families can turn to Home Care Assistance for reliable, high-quality in-home care for aging adults. We offer 24-hour live-in care for seniors who require extensive assistance, and we also offer respite care for family caregivers who need a break from their caregiving duties.
2. Make Decisions Based on Your Loved One’s Health
As your loved one ages, he or she will be at a higher risk for various age-related conditions, including heart disease, stroke, diabetes, osteoporosis, Alzheimer’s, and dementia. Now is the time to determine who will provide long-term care should your loved one need it. Even if your loved one lives an active and healthy enough lifestyle to prevent certain illnesses, you still need to plan ahead to determine which family members will help out and who will be in charge of your loved one’s decisions pertaining to things like medications, surgeries, and therapy.
3. Hire an In-Home Caregiver
Providing long-term care for your loved one may not be possible with your busy schedule. If your loved one needs help performing daily tasks such as bathing, cooking, getting dressed, and going to the grocery store and doctor visits, a professional in-home caregiver can provide these services and many more. If you opt for respite care, a professional provides care for your loved one while you’re at work, on vacation, running errands, or just taking a few hours to relax. Expertly trained in-home caregivers can also help seniors manage conditions like Alzheimer’s, dementia, and Parkinson’s.
Senior home care providers can benefit aging adults in a variety of ways. From cooking nutritious meals to offering timely medication reminders, the dedicated caregivers at Home Care Assistance are available to help your elderly loved one 24 hours a day, 7 days a week.
4. Organize Finances
Paying for long-term care can be expensive, which is why your loved one and your family should plan accordingly. Look at your loved one’s financial resources now and determine if those resources will be enough to pay for respite or 24-hour care. Some of the resources may include social security benefits, personal savings, retirement funds and pensions, property, and income from stocks and bonds. Keep in mind most health insurance plans provide little coverage for long-term home care, and some offer no coverage at all. Review your loved one’s policies to determine what types of coverage are available. Your loved one’s home can also be used as an asset if necessary.
Whether you need respite from your caregiving duties or your aging loved one needs live-in care, Kingwood, Texas, Home Care Assistance can meet your family’s care needs. Our dedicated caregivers are available around the clock to provide transportation to doctor’s appointments, ensure seniors take their prescribed medications, and help with a variety of tasks in and outside the home. Call one of our friendly Care managers today at 832-412-1345 to schedule a no-obligation consultation